Risk Disclaimer
Last Updated: 18/11/2025
1. General Market Risk Disclaimer
All market-linked products—such as mutual funds, equity funds, hybrid funds, and debt instruments—carry inherent risks.
Past performance does not indicate or guarantee future results.
2. No Guaranteed Returns
Productive Funds does not provide:
- Guaranteed returns
- Assured income products
- Predictive financial models
- Forward-looking performance estimates
Investments are subject to market risks, economic conditions, and time horizon.
3. Mutual Fund Risk Disclosure
Mutual Fund investments specifically involve:
- Market fluctuations
- Interest rate risks
- Credit risks
- Liquidity risks
- Sector concentration risks
- Inflation risks
Investors should carefully read all scheme-related documents before investing.
4. Execution-Only Service
We provide execution-based financial solutions, which means:
- Decisions are taken by the investor
- We assist in executing choices made by you
- We do not provide SEBI RIA-level advisory unless registered
Investors must evaluate their own risk tolerance and financial objectives.
5. No Liability for Losses
Productive Funds shall not be responsible for:
- Market losses
- Fluctuations in NAV or asset value
- Loss of capital
- Decision-making based on website information
- External platform failures or downtime
Investment decisions are made entirely at your discretion.
6. Behavioural Risk
Market movements may require rebalancing and reviews. Emotional decisions—fear, greed, panic—can impact returns.
Discipline and long-term consistency are essential.
7. Tax Disclaimer
Tax rules are subject to change.
Investors are encouraged to consult qualified professionals for personalised tax advice.
We do not guarantee future tax benefits.
8. Contact for Clarification
If you require clarification on risk statements, contact: